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Maggie is worried about dogs that don't have houses (or couches). |
The aftermath of Hurricane Sandy is still on our minds, and we feel especially worried about people who didn't have flood insurance. This time of year we always hear about changing our smoke and carbon monoxide detector batteries when we change the clocks for daylight savings. It would also be a good idea for everyone to check their home insurance policies to see if they have enough coverage, regular home insurance doesn't cover flooding at all. Separate flood insurance is needed if you're in a flood plain area.
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Duke and The Dude say "Hey Lady, this is boring." (Maggie is still worried about the dogs and their peoples.) |
Another thing to check is if you have replacement contents coverage. If you've been following the story on
Kissa-Bull, they didn't have insurance to cover replacing what they lost in the fire, and their rental coverage was only for 3 months, though it took 10 months to rebuild their house. Can you imagine having to pay your mortgage plus rent for 7 months, plus buy new clothes, beds, etc? Eeek.
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Ozzy's looking out for the dogs. |
We had insurance when we only had a little apartment, even though we didn't have a lot and it probably wasn't worth much. I couldn't imagine coming up with the money to buy all of our clothes and furniture at once if something happened, and we only had Doug the Lizard at the time.
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Duke thinks the couch is much better than dog beds. Maggie just likes having a bed. |
Now that we have a house, 2 dogs and 4 cats plus Doug, it would cost a lot more to replace all of our furniture, clothes, dog beds, etc, if there was a disaster. Please check your home insurance or apartment insurance to see what it would really cover. Even if you don't have much, it wouldn't be cheap to replace everything.
If you're able to help victims of Hurricane Sandy, please go to the
American Red Cross to donate, or to find a local
blood donation center. It's free and easy to donate blood, it only took about half an hour when I went last month. (Plus they have free snacks! The dogs are all about free snacks.)